WARNING: Late repayment can cause you serious money problems. For help and advice go to: moneyadviceservice.org.uk. | Representative 279.1% APR

 WARNING: Late repayment can cause you serious money problems. For help and advice go to: moneyadviceservice.org.uk. | Representative 279.1% APR

Credit History? It's all in the Past.

Get an Online Loan of £100 to £3,500

Any history can apply over 2 to 24 Mths

Debit card needed only once terms agreed
Cash paid in 10 Minutes* and no hidden fee

Get an Online Loan of £100 to £3,500

Any history can apply over 2 to 24 Mths

Debit card needed only once terms agreed
Multiple choice form & no spam messages
Cash paid in 10 Minutes* and no hidden fee

Get Started

…..Under No Obligation

Credit History? It's all in the Past.

Get an Online Loan of £100 to £3,500

Any history can apply over 2 to 24 Mths

Debit card needed only once terms agreed
Cash paid in 10 Minutes* and no hidden fee

Get an Online Loan of £100 to £3,500

Any history can apply over 2 to 24 Mths

Debit card needed only once terms agreed
Multiple choice form & no spam messages
Cash paid in 10 Minutes* and no hidden fee

Get Started

…..Under No Obligation

Credit History?

It's all in the Past.

Get an Online Loan of £100 to £3,500

Any history can apply over 2 to 24 Mths

Debit card needed only once terms agreed
Cash paid in 10 Minutes* and no hidden fee

Get an Online Loan of £100 to £3,500

Any history can apply over 2 to 24 Mths

Debit card needed only once terms agreed
Multiple choice form & no spam messages
Cash paid in 10 Minutes* and no hidden fee

Get Started

…..Under No Obligation

Credit History?

It's all in the Past.

Get an Online Loan of £100 to £3,500

Any history can apply over 2 to 24 Mths

Debit card needed only once terms agreed
Cash paid in 10 Minutes* and no hidden fee

Get an Online Loan of £100 to £3,500

Any history can apply over 2 to 24 Mths

Debit card needed only once terms agreed
Multiple choice form & no spam messages
Cash paid in 10 Minutes* and no hidden fee

Get Started

…..Under No Obligation

Representative Example 

Amount of credit: £800 for 12 months at £132.16 per month. Total repayment of £1,585.87. Interest: £785.87. Interest rate: 150% pa (fixed). 279.1% APR Representative.

For Your Peace of Mind

WARNING: Late repayment can cause you serious money problems. For help and advice go to moneyadviceservice.org.uk

FCA Authorised

We are entered on the Financial Services Register under ref: 789268 as an appointed representative of Nouveau Finance Ltd who is fully authorised by the Financial Conduct Authority who is entered on the Financial Services Register under ref: 727348.

APR Range 

APR rates range from 45.3% APR. to 1575% Max APR. GetMyLoans™ does not make lending or credit decisions. We are not a lender but a licensed credit broker.

Collection Practices

Once you have received your instalment loan amount, if for any reason you think you will be unable to meet any arranged repayments, or if you think there will be any difficulty repaying any part of your loan, then you must contact the provider of your loan directly as soon as you become aware.

Contacting your lender will provide you with the best opportunity to perhaps reschedule your loan repayments or discuss further options in more detail to avoid adverse action. Changing repayments of your loan amount could incur further charges or interest, the details of which can only be discussed directly with the lender of your payday loan. If no attempt is made to contact your lender and update them on any circumstantial changes or make the lender aware of any difficulty in paying back what you owe; they reserve the right to pass on your details to third party debt collections agencies or organisations that will attempt to recover the debt.

Lenders usually reserve the right to utilise the Continuous Payment Authority to continue to attempt to take payment from your card up to 90 days past your due date. This is only done if it is in line with the terms of your agreement. Please check your own Terms and Conditions on your signed loan agreement for details.

Credit Score Impact

• Don’t borrow money if you know you will struggle to pay it back
• Don’t ignore the situation, contact your lender as your first port of call


Please be aware that if do not repay your loan at the agreed date between yourself and your lender, this will result in your lender reporting your case to the Credit Reference Agencies; which may have a negative effect on your credit score. This may negatively impact your ability to obtain credit in the future for services such as car finance, mobile phone contracts or satellite TV subscriptions. If you default, you may be charged a collection fee (which varies from one lender to another), plus interest on the balance outstanding at the interest rate payable under the agreement. You must pay your lender any reasonable expenses and costs that may be incurred in taking steps to enforce (for example, via County Court Judgements), or attempt to enforce, the lender’s rights against you under your agreement.

Renewing your loan

When you choose GetMyLoans™, you access a fresher, more flexible way of borrowing. We work with the best and most trusted lenders in the UK, who understand that sometimes, financial circumstances change. If you have additional expenses you need extra help with or are thinking about renewing your loan, the sooner you can get in touch with your lender,  the better.

Our carefully selected lenders typically charge the same or better rates to customers who have successfully repaid loans to them in the past, as long as you still meet their lending criteria and affordability checks. Your decision to renew your loan should consider any additional costs, your current financial situation, and your ability to repay the renewed loan. Late or non-payment could lead to further interest and/or charges being added to your account.

Non Payment Implications

If you are experiencing financial difficulty, it’s important to talk to your lender so that they can help you. Never borrow money that you do not believe you will be able to repay.

Lenders are required to report all non-payments to Credit Reference Agencies. Late and missed payments have a negative impact on your credit rating, and may impact your ability to obtain credit in the future. If you are struggling to meet repayments, please contact your lender directly to make alternative arrangements. Or, get in touch with GetMyLoans™ and we will forward the details to you. Some lenders may charge a missed payment / late fee of up to £15. Every lender has their own individual policy regarding non-payment or late payments. 

Representative Example 

Amount of credit: £800 for 12 months at £132.16 per month. Total repayment of £1,585.87. Interest: £785.87. Interest rate: 150% pa (fixed). 279.1% APR Representative.

For Your Peace of Mind

WARNING: Late repayment can cause you serious money problems. For help and advice go to moneyadviceservice.org.uk

FCA Authorised

We are entered on the Financial Services Register under ref: 789268 as an appointed representative of Nouveau Finance Ltd who is fully authorised by the Financial Conduct Authority who is entered on the Financial Services Register under ref: 727348.

APR Range 

APR rates range from 45.3% APR. to 1575% Max APR. GetMyLoans™ does not make lending or credit decisions. We are not a lender but a licensed credit broker.

Collection Practices

Once you have received your instalment loan amount, if for any reason you think you will be unable to meet any arranged repayments, or if you think there will be any difficulty repaying any part of your loan, then you must contact the provider of your loan directly as soon as you become aware.

Contacting your lender will provide you with the best opportunity to perhaps reschedule your loan repayments or discuss further options in more detail to avoid adverse action. Changing repayments of your loan amount could incur further charges or interest, the details of which can only be discussed directly with the lender of your payday loan. If no attempt is made to contact your lender and update them on any circumstantial changes or make the lender aware of any difficulty in paying back what you owe; they reserve the right to pass on your details to third party debt collections agencies or organisations that will attempt to recover the debt.

Lenders usually reserve the right to utilise the Continuous Payment Authority to continue to attempt to take payment from your card up to 90 days past your due date. This is only done if it is in line with the terms of your agreement. Please check your own Terms and Conditions on your signed loan agreement for details.

Credit Score Impact

• Don’t borrow money if you know you will struggle to pay it back
• Don’t ignore the situation, contact your lender as your first port of call


Please be aware that if do not repay your loan at the agreed date between yourself and your lender, this will result in your lender reporting your case to the Credit Reference Agencies; which may have a negative effect on your credit score. This may negatively impact your ability to obtain credit in the future for services such as car finance, mobile phone contracts or satellite TV subscriptions. If you default, you may be charged a collection fee (which varies from one lender to another), plus interest on the balance outstanding at the interest rate payable under the agreement. You must pay your lender any reasonable expenses and costs that may be incurred in taking steps to enforce (for example, via County Court Judgements), or attempt to enforce, the lender’s rights against you under your agreement.

Renewing your loan

When you choose GetMyLoans™, you access a fresher, more flexible way of borrowing. We work with the best and most trusted lenders in the UK, who understand that sometimes, financial circumstances change. If you have additional expenses you need extra help with or are thinking about renewing your loan, the sooner you can get in touch with your lender,  the better.

Our carefully selected lenders typically charge the same or better rates to customers who have successfully repaid loans to them in the past, as long as you still meet their lending criteria and affordability checks. Your decision to renew your loan should consider any additional costs, your current financial situation, and your ability to repay the renewed loan. Late or non-payment could lead to further interest and/or charges being added to your account.

Non Payment Implications

If you are experiencing financial difficulty, it’s important to talk to your lender so that they can help you. Never borrow money that you do not believe you will be able to repay.

Lenders are required to report all non-payments to Credit Reference Agencies. Late and missed payments have a negative impact on your credit rating, and may impact your ability to obtain credit in the future. If you are struggling to meet repayments, please contact your lender directly to make alternative arrangements. Or, get in touch with GetMyLoans™ and we will forward the details to you. Some lenders may charge a missed payment / late fee of up to £15. Every lender has their own individual policy regarding non-payment or late payments. 

Representative Example 

Amount of credit: £800 for 12 months at £132.16 per month. Total repayment of £1,585.87. Interest: £785.87. Interest rate: 150% pa (fixed). 279.1% APR Representative.

 

For Your Peace of Mind

WARNING: Late repayment can cause you serious money problems. For help and advice go to moneyadviceservice.org.uk

 

FCA Authorised

We are entered on the Financial Services Register under ref: 789268 as an appointed representative of Nouveau Finance Ltd who is fully authorised by the Financial Conduct Authority who is entered on the Financial Services Register under ref: 727348.

 

APR Range 

APR rates range from 45.3% APR. to 1575% Max APR. GetMyLoans™ does not make lending or credit decisions. We are not a lender but a licensed credit broker.

 

Collection Practices

Once you have received your instalment loan amount, if for any reason you think you will be unable to meet any arranged repayments, or if you think there will be any difficulty repaying any part of your loan, then you must contact the provider of your loan directly as soon as you become aware.

Contacting your lender will provide you with the best opportunity to perhaps reschedule your loan repayments or discuss further options in more detail to avoid adverse action. Changing repayments of your loan amount could incur further charges or interest, the details of which can only be discussed directly with the lender of your payday loan. If no attempt is made to contact your lender and update them on any circumstantial changes or make the lender aware of any difficulty in paying back what you owe; they reserve the right to pass on your details to third party debt collections agencies or organisations that will attempt to recover the debt.

Lenders usually reserve the right to utilise the Continuous Payment Authority to continue to attempt to take payment from your card up to 90 days past your due date. This is only done if it is in line with the terms of your agreement. Please check your own Terms and Conditions on your signed loan agreement for details.

 

Credit Score Impact

• Don’t borrow money if you know you will struggle to pay it back
• Don’t ignore the situation, contact your lender as your first port of call


Please be aware that if do not repay your loan at the agreed date between yourself and your lender, this will result in your lender reporting your case to the Credit Reference Agencies; which may have a negative effect on your credit score. This may negatively impact your ability to obtain credit in the future for services such as car finance, mobile phone contracts or satellite TV subscriptions. If you default, you may be charged a collection fee (which varies from one lender to another), plus interest on the balance outstanding at the interest rate payable under the agreement. You must pay your lender any reasonable expenses and costs that may be incurred in taking steps to enforce (for example, via County Court Judgements), or attempt to enforce, the lender’s rights against you under your agreement.

 

Renewing your loan

When you choose GetMyLoans™, you access a fresher, more flexible way of borrowing. We work with the best and most trusted lenders in the UK, who understand that sometimes, financial circumstances change. If you have additional expenses you need extra help with or are thinking about renewing your loan, the sooner you can get in touch with your lender,  the better.

Our carefully selected lenders typically charge the same or better rates to customers who have successfully repaid loans to them in the past, as long as you still meet their lending criteria and affordability checks. Your decision to renew your loan should consider any additional costs, your current financial situation, and your ability to repay the renewed loan. Late or non-payment could lead to further interest and/or charges being added to your account.

 

Non Payment Implications

If you are experiencing financial difficulty, it’s important to talk to your lender so that they can help you. Never borrow money that you do not believe you will be able to repay.

Lenders are required to report all non-payments to Credit Reference Agencies. Late and missed payments have a negative impact on your credit rating, and may impact your ability to obtain credit in the future. If you are struggling to meet repayments, please contact your lender directly to make alternative arrangements. Or, get in touch with GetMyLoans™ and we will forward the details to you. Some lenders may charge a missed payment / late fee of up to £15. Every lender has their own individual policy regarding non-payment or late payments. 

Representative Example 

Amount of credit: £800 for 12 months at £132.16 per month. Total repayment of £1,585.87. Interest: £785.87. Interest rate: 150% pa (fixed). 279.1% APR Representative.

 

For Your Peace of Mind

WARNING: Late repayment can cause you serious money problems. For help and advice go to moneyadviceservice.org.uk

 

FCA Authorised

We are entered on the Financial Services Register under ref: 789268 as an appointed representative of Nouveau Finance Ltd who is fully authorised by the Financial Conduct Authority who is entered on the Financial Services Register under ref: 727348.

 

APR Range 

APR rates range from 45.3% APR. to 1575% Max APR. GetMyLoans™ does not make lending or credit decisions. We are not a lender but a licensed credit broker.

 

Collection Practices

Once you have received your instalment loan amount, if for any reason you think you will be unable to meet any arranged repayments, or if you think there will be any difficulty repaying any part of your loan, then you must contact the provider of your loan directly as soon as you become aware.

Contacting your lender will provide you with the best opportunity to perhaps reschedule your loan repayments or discuss further options in more detail to avoid adverse action. Changing repayments of your loan amount could incur further charges or interest, the details of which can only be discussed directly with the lender of your payday loan. If no attempt is made to contact your lender and update them on any circumstantial changes or make the lender aware of any difficulty in paying back what you owe; they reserve the right to pass on your details to third party debt collections agencies or organisations that will attempt to recover the debt.

Lenders usually reserve the right to utilise the Continuous Payment Authority to continue to attempt to take payment from your card up to 90 days past your due date. This is only done if it is in line with the terms of your agreement. Please check your own Terms and Conditions on your signed loan agreement for details.

 

Credit Score Impact

• Don’t borrow money if you know you will struggle to pay it back
• Don’t ignore the situation, contact your lender as your first port of call


Please be aware that if do not repay your loan at the agreed date between yourself and your lender, this will result in your lender reporting your case to the Credit Reference Agencies; which may have a negative effect on your credit score. This may negatively impact your ability to obtain credit in the future for services such as car finance, mobile phone contracts or satellite TV subscriptions. If you default, you may be charged a collection fee (which varies from one lender to another), plus interest on the balance outstanding at the interest rate payable under the agreement. You must pay your lender any reasonable expenses and costs that may be incurred in taking steps to enforce (for example, via County Court Judgements), or attempt to enforce, the lender’s rights against you under your agreement.

 

Renewing your loan

When you choose GetMyLoans™, you access a fresher, more flexible way of borrowing. We work with the best and most trusted lenders in the UK, who understand that sometimes, financial circumstances change. If you have additional expenses you need extra help with or are thinking about renewing your loan, the sooner you can get in touch with your lender,  the better.

Our carefully selected lenders typically charge the same or better rates to customers who have successfully repaid loans to them in the past, as long as you still meet their lending criteria and affordability checks. Your decision to renew your loan should consider any additional costs, your current financial situation, and your ability to repay the renewed loan. Late or non-payment could lead to further interest and/or charges being added to your account.

 

Non Payment Implications

If you are experiencing financial difficulty, it’s important to talk to your lender so that they can help you. Never borrow money that you do not believe you will be able to repay.

Lenders are required to report all non-payments to Credit Reference Agencies. Late and missed payments have a negative impact on your credit rating, and may impact your ability to obtain credit in the future. If you are struggling to meet repayments, please contact your lender directly to make alternative arrangements. Or, get in touch with GetMyLoans™ and we will forward the details to you. Some lenders may charge a missed payment / late fee of up to £15. Every lender has their own individual policy regarding non-payment or late payments. 

 


Representative Example

Borrow £700 and pay £111.27 per month for 12 months at a fixed Interest rate of 140% p.a. The total charge for credit is £635.24. The Total Repayable is £1,335.24. ¹Calculations are based on our representative example.

Representative 277.5% APR

¹This is an estimated amount based on our Representative APR rate. Your actual amount may vary depending on your personal circumstances, loan period and amount.

Customer Reviews

"well that is fantastic"

Philip Bastin

"Your site was easy to use and understand and I got my loan fast. Thanks"

S Jenkins

"Very good"

James moffatt

"Does what it says on the tin. Thanks for your help"

M Willcocks

"Am I getting the loan"

Diane Atkins

"he is more than happy with the agreement Get My Loans"

alex crawford

"I found the site overwhelming"

Dave Wilson

"Good"

Philip Solari

"Website easy to use and very quick and charges where displayed upfront. All good."

S Tomlinson

"by next morning when i got up the money was in my bank,"

David Staniforth

"Love and good"

Oana iuliana calinescu

"I have been passed for a loan haven't been told when it going in"

Irene Gilmour

"Very good"

Ion calin

"Compared to other companies I have used in the past, your service is better"

Julie anderson

"Very good"

Tracey

Why not join them... Simply click the Get Approved link above

Instalment Loans from GetMyLoans™

Get an online instant decision instalment loan not based on your credit history


Important Information

GetMyLoans™ does not make lending or credit decisions. We are not a lender but a licensed credit broker and use a panel of lenders. Our free quoting service compares the UK main instalment loan lenders we have carefully selected, to quickly find you the closest match to the loan required, by a reputable lender who will accept your loan application. The loan amount you are offered may vary depending on the lender who accepts the application. Any information on this website should be taken as opinion only.

Loans are subject to status and satisfactory affordability checks.

GetMyLoans™ offer online instalment loans from £100 to £3,500 with repayment periods from 2 to 24 months. Money can be in your account in as little as ten minutes¹ and there are no huge forms to fill in. Get your loan offer under no obligation and get your loan, your way, today.

What is an instalment loan?

An instalment loan is similar to an unsecured personal loan or a secured mortgage. The lender provides the applicant with an agreed amount of money, with interest added on top that the borrower repays over a set amount of time. Any loan repaid over time with a set number of scheduled payments – typically at least two - is an instalment loan. Repayment terms can be as little as a few months, or for mortgages, up to 35 years. Instalment loans may be secured (against property or a vehicle for example) or unsecured (just like a personal loan from your bank, building society or credit union).

In the UK, instalment loans are strongly associated with traditional consumer loans that offer customers access to instant cash, online or on the High Street. These loans provide a safe, secure and reliable source of credit, and are often more accessible to people with a poor or no credit history, than bank loans and other traditional forms of borrowing like credit cards or catalogues. Instalment loans are also considered to be a better choice of other shorter term and logbook loans, and can help people to manage their money more effectively.

Instalment loans are different from short term loans and flexible credit facilities, as they are typically repaid over longer periods, meaning lenders have the ability to borrow larger sums. These loans also come with lower interest rates than short term loans, making them more appealing to people looking to get a good deal on their loan.

However, as instalment loans are designed to help people who need access to instant cash, or people with bad credit, they may come with higher than average interest rates compared to mainstream lenders like banks. Repayment terms, loan amount granted and interest charged is also impacted by a number of things; such as the lender’s own criteria, the loan amount, and the borrower’s current circumstances. You should always make sure you read any loan agreement carefully before you agree to it to ensure the loan is affordable and that the repayments are manageable for your monthly budget.

As a safeguard with GetMyLoans™, by completing our loan offer form, you get to see all the details of any loan offered to you, without being under any obligation to proceed. This way, you stay in control and what's more, it gives you peace of mind.


Join over 3,000 people a day
Get your loan, your way, today.

Get Started Here >> 

 

Cash in 10 Minutes*

£100 - £3500 Loans

No Obligation Offer

No Spam Texts Sent

Tenants Welcome

No Promotion Emails

2000 Users Daily

Open 24 Hrs 7 Days

Your Data is Secure

3 Easy Step Process

Fully FCA Authorised

Frequently Asked Questions

If you can answer yes to the following questions, then you are eligible to apply for a loan from GetMyLoans™ today.

You are aged 21 years old or over?
You are a UK resident?
You have a permanent address?
You have a regular income?
You have a UK bank account
You have a UK debit card?
You are not currently bankrupt?

Join over 3000 people a day
Get your loan, your way, today.

Get Started Here >> 

Yes, by law you have the right to withdraw from your loan agreement within 14 days of signing your agreement including e-signatures. If you decide to withdraw from the loan, you must return any money that has be loaned to you, plus accrued interest. You can cancel your loan by contacting the lending department.

 

Join over 3000 people a day
Get your loan, your way, today.

Get Started Here >> 

When you choose GetMyLoans™, you access a fresher, more flexible way to borrow, with repayment terms that suits your life and finances. Our processes are simple, clear and designed with you in mind.

The entire loan application process is quick and easy, and carried out on-line via our secure servers. Once approved, we deposit the cash in your current account for withdrawal when you need it.


There are three short steps to complete to apply for your loan.

 

Step¹ - Complete our short online loan offer form. It's only one page, and will take less than a few minutes. We only need your basic details, and there's no paperwork or awkward questions. 

Step² - Submit the loan offer form, and we’ll give you our lending decision normally within 60 seconds¹.

Step³
- Once your loan is approved, you’ll be given a clear confirmation of the loan details, including repayment amounts and dates, any charges or fees and the total cost of borrowing. You should review these details carefully before deciding whether to accept the loan or not. Loan offers are no obligation, so if you don’t want to proceed that’s ok. You are in control.

And that’s it, as easy as 1 - 2 - 3.

Join over 3000 people a day
Get your loan, your way, today.

Get Started Here >> 

At GetMyLoans™ we understand that life rarely goes to plan, and now and again, you may need access to extra funds quickly to help you on your way again. Once your loan is approved, funds can be paid into your bank in as little as ten minutes², subject to final checks, deposits and clearing time.

This may vary depending on your bank processing times or the time of day when your loan is approved. Funds transfer times will be fully detailed in your loan offer, before you decide to progress with the loan.

Join over 3000 people a day
Get your loan, your way, today.

Get Started Here >> 

At GetMyLoans™, being accepted for a loan isn’t dependant on your past credit history, but on your current circumstances. So if you’ve had CCJ's, defaults or arrears in the past - or even if you’ve never had credit before - it needn’t be a barrier to being approved for a loan. Our focus is on now, and your ability to afford and repay the loan, without causing you future money worries.

You also don’t need to be on the electoral role. The lending decision is based on a number of factors. As a guide these include:

Your disposable income 
The amount you have left after paying general living expenses.

Your income stability
How long you have been in the same employment.

Your residential status
How long have you been living at your current address.

Join over 3000 people a day
Get your loan, your way, today.

Get Started Here >> 

Auto Decisioning allows lenders to make a decision on your loan application without the need for human interaction, for more information please contact your lender or see their privacy policy.

employmentdetails

Important Information

GetMyLoans™ does not make lending or credit decisions. We Introduce customers to Nouveau Finance Limited. for the purposes of obtaining a loan. Getmyloans.co.uk does not provide any loan or consumer credit products directly. Our free quoting service compares the UK main instalment loan lenders we have carefully selected, to quickly find you the closest match to the loan required, by a reputable lender who will accept your loan application. The loan amount you are offered may vary depending on the lender who accepts the application. Any information on this website should be taken as opinion only.

Loans are subject to status and satisfactory affordability checks. Over 18’s only. Default charges apply if you do not repay on time. Short term loans are not suitable for longer term borrowing needs.


Important Links

Collection Practices 
Credit Score Impact
Loan Renewal Policy
Non or Late Payment
Responsible Lending
Terms and Conditions

Useful Information

GetMyLoans™ Introduces customers to Nouveau Finance Limited. for the purposes of obtaining a loan. Getmyloans.co.uk does not provide any loan or consumer credit products directly. Getmyloans.co.uk is a registered trading name of User Gain International limited which is an Introducer Appointed Representative of Nouveau Finance Limited, who are a credit broker not a lender. We are entered on the Financial Services Register under reference number 789268. Nouveau Finance Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 727348. Financial Services Register

Representative Example

Amount of credit: £800 for 12 months at £132.16 per month. Total repayment of £1,585.87. Interest: £785.87. Interest rate: 150% pa (fixed).

279.1% APR Representative.

Footnotes

  •  ( ) Cash Paid in 10 Minutes - Subject to approval, you could get cash in your account in as little as 10 minutes subject to final checks, deposits and clearing times, please read your loan agreement. All charges shall be clearly displayed to you before you make any decision to proceed with any loan offered to you.


    (²) No Debit Card Required - Subject to approval, you shall not be required to submit your debit card details for the purpose of repaying your loan until such time that you have seen and agreed to all interest charges and repayments.

    (³) Lowest %APR - Subject to approval, our system shall match your application with the lowest acceptable APR rate lending source available that matches your personal criteria. The APR rate shall vary depending on various factors and risk. APR rates range from 45.3 APR% to 1575 APR%.

    () Loan Amounts - You may be accepted for a loan subject to that loan being for a lower amount than that you applied for. For first time customers, based on the loan period, income and outgoings, a lending decision may be made to decline the requested loan amount but to accept a lower amount. 

Join over 3,000 people a day
Get your loan, your way, today.

Get Started Here >> 

 


Request Funds 24/7

No Hidden Fees

60 Second Decision

Get Fast Funding

Representative Example 

Amount of credit: £800 for 12 months at £132.16 per month. Total repayment of £1,585.87. Interest: £785.87. Interest rate: 150% pa (fixed). 279.1% APR Representative.

 

For Your Peace of Mind

WARNING: Late repayment can cause you serious money problems. For help and advice go to moneyadviceservice.org.uk

 

FCA Authorised

We are entered on the Financial Services Register under ref: 789268 as an appointed representative of Nouveau Finance Ltd who is fully authorised by the Financial Conduct Authority who is entered on the Financial Services Register under ref: 727348.

 

APR Range 

APR rates range from 45.3% APR. to 1575% Max APR. GetMyLoans™ does not make lending or credit decisions. We are not a lender but a licensed credit broker.

 

Collection Practices

Once you have received your instalment loan amount, if for any reason you think you will be unable to meet any arranged repayments, or if you think there will be any difficulty repaying any part of your loan, then you must contact the provider of your loan directly as soon as you become aware.

Contacting your lender will provide you with the best opportunity to perhaps reschedule your loan repayments or discuss further options in more detail to avoid adverse action. Changing repayments of your loan amount could incur further charges or interest, the details of which can only be discussed directly with the lender of your payday loan. If no attempt is made to contact your lender and update them on any circumstantial changes or make the lender aware of any difficulty in paying back what you owe; they reserve the right to pass on your details to third party debt collections agencies or organisations that will attempt to recover the debt.

Lenders usually reserve the right to utilise the Continuous Payment Authority to continue to attempt to take payment from your card up to 90 days past your due date. This is only done if it is in line with the terms of your agreement. Please check your own Terms and Conditions on your signed loan agreement for details.

 

Credit Score Impact

• Don’t borrow money if you know you will struggle to pay it back
• Don’t ignore the situation, contact your lender as your first port of call


Please be aware that if do not repay your loan at the agreed date between yourself and your lender, this will result in your lender reporting your case to the Credit Reference Agencies; which may have a negative effect on your credit score. This may negatively impact your ability to obtain credit in the future for services such as car finance, mobile phone contracts or satellite TV subscriptions. If you default, you may be charged a collection fee (which varies from one lender to another), plus interest on the balance outstanding at the interest rate payable under the agreement. You must pay your lender any reasonable expenses and costs that may be incurred in taking steps to enforce (for example, via County Court Judgements), or attempt to enforce, the lender’s rights against you under your agreement.

 

Renewing your loan

When you choose GetMyLoans™, you access a fresher, more flexible way of borrowing. We work with the best and most trusted lenders in the UK, who understand that sometimes, financial circumstances change. If you have additional expenses you need extra help with or are thinking about renewing your loan, the sooner you can get in touch with your lender,  the better.

Our carefully selected lenders typically charge the same or better rates to customers who have successfully repaid loans to them in the past, as long as you still meet their lending criteria and affordability checks. Your decision to renew your loan should consider any additional costs, your current financial situation, and your ability to repay the renewed loan. Late or non-payment could lead to further interest and/or charges being added to your account.

 

Non Payment Implications

If you are experiencing financial difficulty, it’s important to talk to your lender so that they can help you. Never borrow money that you do not believe you will be able to repay.

Lenders are required to report all non-payments to Credit Reference Agencies. Late and missed payments have a negative impact on your credit rating, and may impact your ability to obtain credit in the future. If you are struggling to meet repayments, please contact your lender directly to make alternative arrangements. Or, get in touch with GetMyLoans™ and we will forward the details to you. Some lenders may charge a missed payment / late fee of up to £15. Every lender has their own individual policy regarding non-payment or late payments. 


Request Funds 24/7

No Hidden Fees

Representative Example 

Amount of credit: £800 for 12 months at £132.16 per month. Total repayment of £1,585.87. Interest: £785.87. Interest rate: 150% pa (fixed). 279.1% APR Representative.

 

For Your Peace of Mind

WARNING: Late repayment can cause you serious money problems. For help and advice go to moneyadviceservice.org.uk

 

FCA Authorised

We are entered on the Financial Services Register under ref: 789268 as an appointed representative of Nouveau Finance Ltd who is fully authorised by the Financial Conduct Authority who is entered on the Financial Services Register under ref: 727348.

 

APR Range 

APR rates range from 45.3% APR. to 1575% Max APR. GetMyLoans™ does not make lending or credit decisions. We are not a lender but a licensed credit broker.

 

Collection Practices

Once you have received your instalment loan amount, if for any reason you think you will be unable to meet any arranged repayments, or if you think there will be any difficulty repaying any part of your loan, then you must contact the provider of your loan directly as soon as you become aware.

Contacting your lender will provide you with the best opportunity to perhaps reschedule your loan repayments or discuss further options in more detail to avoid adverse action. Changing repayments of your loan amount could incur further charges or interest, the details of which can only be discussed directly with the lender of your payday loan. If no attempt is made to contact your lender and update them on any circumstantial changes or make the lender aware of any difficulty in paying back what you owe; they reserve the right to pass on your details to third party debt collections agencies or organisations that will attempt to recover the debt.

Lenders usually reserve the right to utilise the Continuous Payment Authority to continue to attempt to take payment from your card up to 90 days past your due date. This is only done if it is in line with the terms of your agreement. Please check your own Terms and Conditions on your signed loan agreement for details.

 

Credit Score Impact

• Don’t borrow money if you know you will struggle to pay it back
• Don’t ignore the situation, contact your lender as your first port of call


Please be aware that if do not repay your loan at the agreed date between yourself and your lender, this will result in your lender reporting your case to the Credit Reference Agencies; which may have a negative effect on your credit score. This may negatively impact your ability to obtain credit in the future for services such as car finance, mobile phone contracts or satellite TV subscriptions. If you default, you may be charged a collection fee (which varies from one lender to another), plus interest on the balance outstanding at the interest rate payable under the agreement. You must pay your lender any reasonable expenses and costs that may be incurred in taking steps to enforce (for example, via County Court Judgements), or attempt to enforce, the lender’s rights against you under your agreement.

 

Renewing your loan

When you choose GetMyLoans™, you access a fresher, more flexible way of borrowing. We work with the best and most trusted lenders in the UK, who understand that sometimes, financial circumstances change. If you have additional expenses you need extra help with or are thinking about renewing your loan, the sooner you can get in touch with your lender,  the better.

Our carefully selected lenders typically charge the same or better rates to customers who have successfully repaid loans to them in the past, as long as you still meet their lending criteria and affordability checks. Your decision to renew your loan should consider any additional costs, your current financial situation, and your ability to repay the renewed loan. Late or non-payment could lead to further interest and/or charges being added to your account.

 

Non Payment Implications

If you are experiencing financial difficulty, it’s important to talk to your lender so that they can help you. Never borrow money that you do not believe you will be able to repay.

Lenders are required to report all non-payments to Credit Reference Agencies. Late and missed payments have a negative impact on your credit rating, and may impact your ability to obtain credit in the future. If you are struggling to meet repayments, please contact your lender directly to make alternative arrangements. Or, get in touch with GetMyLoans™ and we will forward the details to you. Some lenders may charge a missed payment / late fee of up to £15. Every lender has their own individual policy regarding non-payment or late payments. 


60 Second Decision

Get Fast Funding