What to do if you are having difficulty
If you are experiencing financial difficulty, it’s important to talk to your lender so that they can help you. Never borrow money that you do not believe you will be able to repay.
Lenders are required to report all non-payments to Credit Reference Agencies. Late and missed payments have a negative impact on your credit rating, and may impact your ability to obtain credit in the future. If you are struggling to meet repayments, please contact your lender directly to make alternative arrangements. Or, get in touch with GetMyLoans™ and we will forward the details for you.
Some lenders may charge a missed payment / late fee of up to £15. Every lender has their own individual policy regarding non-payment or late payments. Please refer to their website for details.